WHAT YOU, YOUR FAMILY AND YOUR LIFE NEEDS.
Protecting people, businesses and futures for more than 90 years
For you and your family
We protect vehicles, property, pets and events.
For your business
We protect businesses and employees, as well as company property and vehicles.
For your future
We protect investments, retirements and financial dreams.
About Us
Insurance to protect what matters most
It’s no secret that insurance is a daunting topic for many of us. But if you don’t get it the right way, you may put your family in a tough spot financially should something happen to you or them. And while shopping for an insurance company may seem like a tedious task, Do not worry as we are here to make the process easier. There are a few things to keep in mind when choosing a company. For one, never buy from an insurance salesman. These representatives can be your best friend when it comes to finding the right policy for you and your family, but never let them sell you on a policy. In fact, most companies have a price calculator that can provide you with an estimate of what you should be paying based on specific details about your life and family needs.
Protecting what's most important
You want to change your future. I’m here to help. In this difficult times, life insurance guarantees your family’s futures and provides you with the peace of mind that you deserve. Life insurance can help your family with medical and funeral costs, rents, mortgage payments, unpaid bills or more. Leave your family generational wealth and a legacy they can depend on..
What We Offer
Our Core Service
Term Life Insurance
Term life insurance is simply life insurance with a finite time period of coverage. You purchase a term policy with either 10, 15, 20, 25 or 30-year terms. The premium is level throughout the term and at the end of the term, you have the option to renew the coverage annually up to a certain age (varies by the insurance company). Most term life insurance policies also have an option to convert to a permanent policy (up to a specific age established by each insurance company).
- Lower Cost of Coverage
- Income Replacement Solution
- Conversion Privilege
Indexed Universal Life Insurance
Indexed universal life (IUL) insurance is permanent, which means it lasts your entire life and builds cash value. An IUL policy allows for some cash value growth through an equity index account, unlike other universal policies that only grow cash value through non-equity earned rates. Like with all universal life policies, once you’ve built up enough cash value, you can use it to lower or potentially fully pay for your premium without lowering your death benefit.
- No fixed interest rate
- Interest rate guarantee
- Adjustable premium payments (within limits)
- Adjustable death benefit
- Access to cash value
Annuity Life Insurance
Annuities are retirement products that can help provide a steady, guaranteed stream of income in retirement. You can contribute to an annuity as part of your retirement strategy alongside any contributions you make to a 401k, IRA, or pension. We offer a variety of annuities, each designed to meet different needs, many of which have tax-deferred growth. Whether it has a fixed rate, enables you to invest in the market, or only requires one payment for you to start getting guaranteed income, the right annuity for you depends on your retirement goals.
- Guaranteed income for retirement
- Earn interest on your investment
- Start getting income right away
Final Expense Insurance
Did you know you can cover your funeral costs with final expense life insurance? Final expense can cost up to $5000 to $15000 for your funeral, it can be a major burden for your family specially while they are grieving fir your loss. Here’s how you can save them with this burden, introducing funeral expense insurance It covers:
- Funeral cost
- Debts and mortgages that will need to be paid off
- Taxes you owe
It helps you with:
- Capital gains
- Legal fees
- Estate taxes
Term Life Insurance
Term life insurance is simply life insurance with a finite time period of coverage. You purchase a term policy with either 10, 15, 20, 25 or 30-year terms. The premium is level throughout the term and at the end of the term, you have the option to renew the coverage annually up to a certain age (varies by the insurance company). Most term life insurance policies also have an option to convert to a permanent policy (up to a specific age established by each insurance company).
Indexed Universal Life
Indexed universal life (IUL) insurance is permanent, which means it lasts your entire life and builds cash value. An IUL policy allows for some cash value growth through an equity index account, unlike other universal policies that only grow cash value through non-equity earned rates. Like with all universal life policies, once you’ve built up enough cash value, you can use it to lower or potentially fully pay for your premium without lowering your death benefit.
Annuity Life Insurance
Annuities are retirement products that can help provide a steady, guaranteed stream of income in retirement. You can contribute to an annuity as part of your retirement strategy alongside any contributions you make to a 401k, IRA, or pension. We offer a variety of annuities, each designed to meet different needs, many of which have tax-deferred growth. Whether it has a fixed rate, enables you to invest in the market, or only requires one payment for you to start getting guaranteed income, the right annuity for you depends on your retirement goals.
Final Expense
Did you know you can cover your funeral costs with final expense life insurance? Final expense can cost up to $5000 to $15000 for your funeral, it can be a major burden for your family specially while they are grieving fir your loss. Here’s how you can save them with this burden, introducing funeral expense insurance It covers:
Life insurance coverage at a glance
Whether you’re looking for the affordability of term insurance, the lifelong protection and cash value of permanent insurance, or a combination of both, we have options to fit your needs and budget. Decide which coverage is right for you before getting a life insurance quote.
Get Life Insurance Quote
Let us help you find life insurance coverage you need, on your budget!
